Car Financing
At Rahoituskumppani, we find you the best possible financing for private car purchases, with interest rates as low as 2.99%. Car financing is a common way to finance a car purchase, and in fact, most Finnish vehicles have been purchased with financing.
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Financing Calculator
Monthly payment
345,35 €
/ mo
Loan amount
15 000 €
Total payment
16 576,92 €
Opening fee
199 €
Effective annual rate
5,67 %
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Customer Experiences
Changing cars couldn't have gone smoother!
With Rahoituskumppani's help, I got clear guidance on the challenges related to changing cars, and everything was handled very quickly.
I recommend Rahoituskumppani to those considering buying a car.
In my experience, all the necessary paperwork and registration matters went more than smoothly.
We shook hands with the new user, and the keys changed owners.
I thought I would definitely use this service again, and so, here we are, the third car has changed owners. So I can warmly recommend this to everyone!
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What to consider when financing a car?
Buying a car with financing makes sense, but there are a few things you need to know about financing.
- You must have a valid driving license for the vehicle you are purchasing with financing.
- You don't need collateral because the vehicle serves as security in our financing.
- In financing, the finance company owns the financed vehicle, which provides security for you!
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What does car financing really cost? Calculate suitable car financing with our calculator. The calculator shows you immediately how the down payment, interest rate, and payment period affect the monthly installment.
To the car financing calculator…
Why is car financing through Rahoituskumppani worthwhile?
With Rahoituskumppani, you can get financing for vehicles of all ages regardless of mileage. Our partners enable versatile financing suitable for everyone. You can easily get a car financing offer by simply filling out a financing application, and then we will contact you. In addition to car financing, we make buying a car easy. You don't have to worry about creating sales contracts or investigating the car's background, because we do it for you!
Read more about Rahoituskumppani's processTrade-in Option
Do you have a trade-in car, but the seller of the car you're looking at is not willing to take your car in exchange? Offer it to us!
- You can buy a cheaper car from a private seller. A similar car almost certainly costs more at a car dealership.
- You get affordable financing for the car. It's cheaper than at a car dealership!
- You get a competitive trade-in price for your car, which may not be at the same level as a car dealership, but you save a large amount of money anyway!
Car Financing VS Car Loan
A car loan is different from car financing. With a car loan, you get the vehicle in your own name, but you often have to put something up as collateral for the loan. Car financing is a smart choice because the vehicle then serves as collateral. Many may think that putting a house up as collateral, for example, doesn't matter because it's unlikely that anything bad would happen. However, it's worth considering whether it's worthwhile to put collateral into a car or save it for something else, as a car loses value faster than many other purchases. So don't unnecessarily tie everything up in a car, but get it with financing through Rahoituskumppani.
Vehicle Inspection Checklist
In connection with car financing, the vehicle serves as collateral and the finance company becomes the owner of the vehicle. Vehicle inspection is important so that you know the car you are buying. The finance company also requires vehicle and identity verification before the transaction. Read more from the vehicle checklist about what to remember and check about the car before buying.
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Customer Service
Our expert financing specialists will help you find the best financing options.
