Car Financing Calculator
Customize car financing with our calculator according to your own needs, and find out what the actual costs will be.
Calculate the real costs of your car financing
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With the car financing calculator, you can easily see how the total amount changes depending on how large a down payment you use at the time of purchase, and how long you set the car financing for.
Financing Calculator
Monthly payment
345,35 €
/ mo
Loan amount
15 000 €
Total payment
16 576,92 €
Opening fee
199 €
Effective annual rate
5,67 %
Car financing – what does it really mean?
Car financing makes it possible to buy a car without large initial capital. The finance company owns the vehicle until the last payment, after which ownership transfers to you.
What is the difference between car financing and a car loan?
In a bank loan, the collateral for the loan can be, for example, your home, while in installment payment, the vehicle itself serves as collateral. This makes installment payment often a more easily obtainable option.
Is it smart to buy a car with financing?
Buying with financing offers flexibility and convenience. You can keep your other credit options open and pay for your car in suitable installments.
Car financing interest and costs
The costs of financing consist of interest and handling fees. The interest is typically fixed for the entire loan period, which makes budgeting easier.
Can I get car financing?
To get financing, you must be at least 18 years old and have a valid driver's license for the vehicle class being financed.
Installment payment also for private sales?
Of course! That's what we're here for!
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Want a more precise calculation?
Submit a financing application and get an accurate offer for financing that suits your situation.
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