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- Snowmobile Financing
Snowmobile Financing
Snowmobiles purchased through financing are usually fairly new, as many people use a snowmobile for just one season before selling it. Good financing options are also available for older snowmobiles. New snowmobiles don't cost millions, so you can find used snowmobiles at good and affordable prices from private sellers.


What to consider in snowmobile financing?
- You must have a valid driver's license for the vehicle you're financing.
- You don't need collateral – the vehicle itself serves as security in our financing.
- The financing company owns the financed vehicle, which provides protection for you!
Snowmobile financing VS bank loan
A snowmobile is a good and necessary purchase for many, for example for hobbies or as transportation in the north. However, for many it's an 'extra' vehicle, so it's not worth tying collateral to a bank loan for a snowmobile. Snowmobiles are now largely purchased through financing, and a variety of different financing options are available. You don't need to worry about taking mandatory insurance even with standard installment plans, because it's usually very worthwhile for snowmobiles!
Submit financing applicationHow do we operate?
1. Application
Submit a financing application on Rahoituskumppani's website. Please fill in all fields of the application so we can make an offer. The final item for which financing is applied does not need to be the same as in the first application, as we can update the item later if needed. The financing offer is always based on the overall picture, which is influenced by the item, structure, and applicant. The offer itself is not binding. If you want quick processing, or have already tentatively agreed on a deal with the seller, contact us by email at myynti@rahoituskumppani.fi
2. Contact
After receiving the credit application, we process it with several financing companies. We always compare multiple options and then review the possibilities with you. Once we agree on the financing, we ask you to contact the seller directly. This way you can freely agree on a suitable schedule and choose the most suitable place for the deal. All deals are carried out with Rahoituskumppani's chosen partner. We also ask you to tell the seller that Rahoituskumppani will be financing the deal, and that we always call the seller.
3. Contacting the seller
We always call the seller directly and explain how Rahoituskumppani's process works. We also tell them that the buyer has received an approved credit decision from us and that we will be financing the device for the new user. We act as the payer and transfer the entire purchase amount to the account chosen by the seller. We always also explain our background and all our partners. In the conversation, we open up payment schedules, necessary paperwork, and insurance, among other things. Doing business with us is always safe and easy. We always check the identities of all parties to the deal, and the sales contracts are signed through strong authentication.
4. Appointment booking
An appointment must always be made at our office. We are happy to book the appointment for you, unless you specifically want to book it yourself. If you want to book the appointment yourself, please always contact our sales so we can contact the relevant station and forward the necessary information. This applies to all rubber-wheeled vehicles and snowmobiles. For watercraft, we do our own inspection, and in this case, the inspector also acts as the identifier. If a common time at the station cannot be scheduled, the device can be taken to a different station than the personal visit if necessary. In any case, everything will definitely be arranged!
5. Electronic sales contracts
We almost always make electronic sales contracts, and 90% of financing agreements are now also in electronic form. We send all sales contracts by email, and they use strong authentication linked to the personal identity code. If necessary, we also handle deals on paper at the inspection office. We take care of the necessary paperwork for you, except for the test drive form, so you can focus on what matters.
6. Finalizing the deal
With all parties present, we check the parties' identities at the same time as inspecting the subject of the deal. The vehicle also normally undergoes a periodic inspection. The vehicle is also verified on each visit by checking the chassis number from the device. Electronic sales contracts are signed at the place of sale when the necessary procedures have been completed. If the buyer has a trade-in car, it is left at the station. The buyer also signs the electronic financing agreement. When the papers are signed and the people making the deal and the vehicle have been checked, the deal is complete. The seller provides the electronic certificate and account number.

Why finance your snowmobile through Rahoituskumppani?
Rahoituskumppani offers you the best financing options for private snowmobile sales. This means a wider selection, as private sellers have many snowmobiles for sale, especially during the season. You can choose an older or slightly newer snowmobile that fits your budget. We'll find good financing for it and help with the transaction. You only need to focus on choosing a snowmobile suitable for your needs – we'll handle practically everything else!
Read more about Rahoituskumppani's processCustomer Service
Our expert financing specialists will help you find the best financing options.



